Knowledge Centre
'The Questions Are The Answers'
What is equity release?
Did you know, most mortgage based equity release products enable the customer to retain full ownership of their property?
99% of equity release products are lifetime mortgages.
Watch the video to find out more.
What is equity release?
Did you know, most mortgage based equity release products enable the customer to retain full ownership of their property?
99% of equity release products are lifetime mortgages.
Watch the video to find out more.
5 Reasons Why People Are Scared Of Equity Release
1. They feel that they are losing control over the family home.
2.They feel it will prevent them from leaving an inheritance.
Watch the video to reveal 3 more reasons!
What Can I Use Funds For With A Lifetime Mortgage?
Most equity release lenders will allow funds to be used for any legal purpose.
The most popular reasons for taking a lifetime mortgage are....
Watch the video to find out more.
What are the drawbacks of having a lifetime mortgage?
It is important that you know what the drawback are of having a lifetime mortgage.
Before you make the decision to apply for a lifetime mortgage, you will want to know what the downside could be for you.
Watch the video to find out more.
Are Lifetime Mortgages Safe?
Good question.
It is important that you have peace of mind knowing that your application for Lifetime Mortgage is going to be safe and secure.
Not only that you choose a lender that is regulated and financially secure.
Watch the video to find out more.
Can I repay my lifetime mortgage early?
I’m often asked can I pay off my equity release lifetime mortgage early?
So the good news is that there are some options available to you if you want to repay your lifetime mortgage early.
Watch the video to find out more.
Will I still own my home?
Some people naturally have a fear that taking a lifetime mortgage and releasing equity for their home will mean they no longer own any part of it.
Let me give some peace of mind and explain what happens.
Watch the video to find out more.
Will I need a Solicitor?
The role of the solicitor.
For most people residential property is the most valuable physical asset that they own.
So a decision to use it for mortgage purposes should never be taken lightly.
Watch the video to find out more.
Will I need a valuation?
Valuation forms an important part of the process when releasing equity from your home.
A property is being offered as security in order to borrow a significant amount of money.
Watch the video to find out more.
Will a poor credit rating affect my chances?
A common question and one that can be answered simply.
Whilst you may think having a bad credit rating will effect your chances, here I will explain the situation when applying for a lifetime mortgage.
Watch the video to find out more.
Who regulates equity release?
A great question.
Thankfully, anyone who is considering a lifetime mortgage to release equity from their home can find lenders who meet the regulatory bodies criteria to be a certified lender.
Watch the video to find out more.
5 Reasons Why People Are Scared Of Equity Release
1. They feel that they are losing control over the family home.
2.They feel it will prevent them from leaving an inheritance.
Watch the video to reveal 3 more reasons!
What Can I Use Funds For With A Lifetime Mortgage?
Most equity release lenders will allow funds to be used for any legal purpose.
The most popular reasons for taking a lifetime mortgage are....
Watch the video to find out more.
What are the drawbacks of having a lifetime mortgage?
It is important that you know what the drawback are of having a lifetime mortgage.
Before you make the decision to apply for a lifetime mortgage, you will want to know what the downside could be for you.
Watch the video to find out more.
Are Lifetime Mortgages Safe?
Good question.
It is important that you have peace of mind knowing that your application for Lifetime Mortgage is going to be safe and secure.
Not only that you choose a lender that is regulated and financially secure.
Watch the video to find out more.
Can I repay my lifetime mortgage early?
I’m often asked can I pay off my equity release lifetime mortgage early?
So the good news is that there are some options available to you if you want to repay your lifetime mortgage early.
Watch the video to find out more.
Will I still own my home?
Some people naturally have a fear that taking a lifetime mortgage and releasing equity for their home will mean they no longer own any part of it.
Let me give some peace of mind and explain what happens.
Watch the video to find out more.
Will I need a Solicitor?
The role of the solicitor.
For most people residential property is the most valuable physical asset that they own.
So a decision to use it for mortgage purposes should never be taken lightly.
Watch the video to find out more.
Will I need a valuation?
Valuation forms an important part of the process when releasing equity from your home.
A property is being offered as security in order to borrow a significant amount of money.
Watch the video to find out more.
Will a poor credit rating affect my chances?
A common question and one that can be answered simply.
Whilst you may think having a bad credit rating will effect your chances, here I will explain the situation when applying for a lifetime mortgage.
Watch the video to find out more.
Who regulates equity release?
A great question.
Thankfully, anyone who is considering a lifetime mortgage to release equity from their home can find lenders who meet the regulatory bodies criteria to be a certified lender.
Watch the video to find out more.
